You have just graduated from college and are starting a new job. You are moving into an apartment in downtown Washington DC. Your job is about six miles from your apartment. Answer the questions below as comment posts.
1. What are some of the risks that you now have given your new responsibilities in life?
2. What do you stand to lose from these risks?
3. What will be your risk management plan to deal with these risks?
54 comments:
1)You will have to provide for yourself and have insurance for anything that might happen that will affect your life.
2)You can lose your life/job/income all of these things you stand to lose with new risks.
3)My risk management would be to have good insurance for life so that things that happen with not have such a large impact on life.
1.Car accident, theft, natural disaster
2. Life, Car, Possesions
3. Get car insurance, renters insurance.
1. What are some of the risks that you now have given your new responsibilities in life?
health insurance, life insurance, car insurance, untilies payments, groceries, could lose job etc.
2. What do you stand to lose from these risks?
your life, your job, your income
3. What will be your risk management plan to deal with these risks?
have good insurance so incidents will not have such a huge impact on your life
1. to pay for all necesities, be responsible for your stuff.
2. you can lose your money or your place where you are staying at.
3.make sure you get to work on time and have all your items under control.
1.)Some risks in my new life would be paying rent on time, paying all the bills on time, and finding a ride to and from work.
2.)You could lose your apartment and you could lose your job if you're late to work mulitple times.
3.)You could manage your money and make sure you have enough for rent and utilitys each month. You could invest in your own car or make sure you wake up on time everyday to ride the metro.
1. One risk with this new situation is that although your job is only six miles away, there is heavy traffic in D.C. so getting to work on time is a concern.
2. If this risk is not prepared for, it could result in repetitive late appearences at work.
3. Preparing for this risk could be waking up early enough to give you a comfortable amount of time to commute to work.
1. Some of the new risks that you have given your new responsibilities in life are that if you could lose your job or you cant pay for your apartment
2. From those risks you stand to lose your job and your apartment.
3. You could by renters insurance for your apartment and you could do somthing to protect you from losing your job
1. Its far away, and have to pay for things on the way there. Plus moving will be expensive.
2. Money
3. Take another job, or find a way to earn some extra money.
1. Paying for food and bills plus your transportation getting to work.
2. You may not have alot of money to deal with because you have bills to pa.
3. You have to keep an eye on your money to make sure you are ok in that aspect.
1. Some of the new risks that you have given your new responsibilities in life are that if you could lose your job or you cant pay for your apartment
2. From those risks you stand to lose your job and your apartment.
3. You could by renters insurance for your apartment and you could do somthing to protect you from losing your job
1. Some of the new responsiblites in life you have are paying for your necesseties(such as food,water, shelter) and taking care of yourself.
2. If you cant pay your rent then you get kicked out and if you cant pay for food and water then you could starve and if you cant pay for heat or air conditioning you could have a really uncomfertable living environment.
3. Do well in my job so that way I make money and get raises.
1. You could get injured or something could happen to your apartment. You now have to pay for a lot of things that you use to not have to pay for.
2. Money
3. Make sure i have any insurance needed
1.Some risks are that you own an apartment and you ahve to pay for college loans and you have to show up to work on time.
2.You could lose your job, your apartment, and might go into serious debt with college debts.
3.You should plan to be to work on time each day and getting your payment so you can pay rent and college loans.
1. one risk is having to get up early to get to school and another one is having to making sure your on time to work. most likely you needa car to get from place to place; if your car breaks down then you will be late
2. You will lose time to sleep and money if your car breaks down
3. the plan will be to take care of the car or maybe ride the bus. also set an alarm to make sure your up early enough
1. Some of the risks now taken are the possibility of theft, you must show up to your job on time which can be hard in downtown DC, and you have to pay rent on your apartment.
2.You stand the possibility of losing your job, or your apartment.
3. My risk management plan would be to know a good, fast route to work and have a good savings plan to help pay for the apartment.
1. One risk is having to get up early to beat the traffic everyday to get to work and another is to make sure your on time to work.
2. You'll lose time and sleep by leaving the house earlier and possibly have to skip breakfest due to time. Your car could break down and it could cost a lot of money to fix.
3. The risk management plan will be to take of your car and make sure everything is all right with it, and set an alarm in the morning to get you to work on time.
1.) YOu now have to provide for your self and find ways to work every day. You also need to make a living and use the degree that you have just earned.
2.) You could stand to lose some of the benefits of owning your own home and having things to yourself. Owning an apartment takes away from some of your freedom.
3.) I will plan to make sure that I always know when the bus will be coming to the nearst stop, and always keep my place tidy so that the owner will not have a reaosn to kick me out.
1. you could lose your job, you could be late, you could run over the president, and you could have to go to a redskins game(they stink)
2. your job, your rights and your mind
3. always leave so you can get to your job 5 minutes early, make sure you stay away from the white house and dont make friends with a redskins fan
1) Some risks of the new life could include: being late to work, losing the job, not being able to pay bills, forgetting to shop for food, getting robbed, etc.
2) Income, home, and happiness can all be lost from these risks.
3) To avoid losing the job, I could set several alarms so I'm not late in the morning, setting up a budget with ample bill money, and making sure the apartment is locked every time I leave.
1. What are some of the risks that you now have given your new responsibilities in life?
-You have to pay your own bills like rent or cable now and if your car breaks down you have to find a backup.
2. What do you stand to lose from these risks?
-you could lose your house or gain bad credit which means you cannot take out a loan.
3. What will be your risk management plan to deal with these risks?
- have a schedule or someone you could ask for advice that will guide you to do the right things
1. Some new risks you have are losing your job and not being able to pay your bills and also the commute to work needs to be worked out.
2. You can lose your job and your apartment
3. Do a good job at work and keep your bills paid and take care of all you have and neccesities.
1.You now have to pay for your own appartment. Depending on the form of transportation that you decide to take to work, you could have to pay money for a bus or gas. You have the risk of losing your job and not being able to support yourself. You have the risk of being robbed at your appartment. There are also the other various risks of being injured on or even off the job that could influence your life greatly.
2. Most of these risks relate to the lose of money in one way or antoher.
3. The risk managment should be to; work hard so that you don't lose your job. get renters insurrance so that your appartment will be safe. Should have car insurance if that is the form of transportation that you should choose to use.
1. your car could be a risk because of the expenses with a car. another risk could be the costs associated with where u are living like rent and other household things that you would need.
2. you could lose money and property. you could eventually lose your car and even your job if you are not smart.
3. i would set apart a sum of money in case something freak were to happen and then i would be able to pay for it.
1. You now have to deal with natural risks and will want to get property insurance.
2. What you can potentially lose if you do not get the insurance is the loss of your apartment and/or work.
3. Look at all the different options for all the types of insurance and pick the best plan that fits your need.
1. lossing my job.
2. i will have to move out and find a new job to get back on feet.
3. not to get fire or not to lose my job, but now a days there is no jobs so save money because you never know whats going to happen
1. you have the financial risk of having to pay for all of your own things
2. you stand to lose your apartment and your job
3. to deal with these risks you can save up your money
1. You run the risk of Losing your job, getting robbed, losing you aprment lease ect
2. You can lose your source of income, you house, and you health or credibility
3. Planning and safe and effective way to get to work and ways to lock your home. A way to protect or insure your stuff so you don't lose it.
1. All the bills and taxes you have to pay.
2. You can go into bankrupt.
3. Only spend money and things you have to spend money on.
1. You have the risk of failing at your job, something going wrong with your house, or losing you lease.
2. You can lose you home, your salary.
3. I would have a safe money plan with my bank, or have a plan B.
1. if your car breaks down then it will be hard to get to work
2. your job or your apartment
3. keep good upkeep of your car to make sure that it doesnt break down
1. Your car could breakdown which would make it hard to get to work everyday.
2. You could lose your job and then you would not be making any money.
3. My risk management plan would be to always check up on what im doing.
1. being late, car problems
2. Your life or your job
3. be very safe and careful on the roads and be on time to work as often as possible
1. Financial instability, job instability.
2. The loss of your apartment and/or job.
3. Save a good portion of your pay check and work as hard as you can to keep your job.
1.The risk i have given in my life is putting my body in danger for my sisters and brothers.
2.Blood and flesh
3.Keep my sisters out of trouble
1. Getting to work on time, losing your job, making sure everything in your apartment is safe and doesnt get stolen, paying bills on time, cooking food.
2. It will cost a lot more money to pay for the bills and gas, as well as food.
3. Make sure you manage your money wisely and have insurance on your car and house
1. Getting to work on time, losing your job, making sure everything in your apartment is safe and doesnt get stolen, paying bills on time, cooking food.
2. It will cost a lot more money to pay for the bills and gas, as well as food.
3. Make sure you manage your money wisely and have insurance on your car and house
1. You have to pay your bills and make sure you must buy food for yourself. You also must make sure you have transportation to your job.
2. Your job, your home, or your life.
3. I will make sure to keep an eye on my bills and make sure that I balance my money accordingly.
1. you have to pay bills and find a way to get to work
2. your job and your apartment
3. make a plan on how to use yuour money wiseley and find a ride
1. some risks are bills, work, finanial stability
2. your job, apartment, livilihood
3. foucus on what you need to get done. focus love your job, do everything right the first time, do not give your employer any reason to let you go. then pay all yor bills on time.
1. you have to pay your bills and make sure you must buy food for yourself. you also must make sure you have transportation to your job.
2. your job, your home, or your life.
3. to make sure that you save enough money to pay for all of your stuff
1. Debt that you had from college. having a tough time finding a job in this economy.
2. Just a lot of money to pay the college back and not getting a job.
3. Getting a job during college to help out paying off college debt, and that since you would have working experiance, you can get a job along with the career that you want to go forward to.
1. Someone could break into your apartment or steal your car
2. You can lose your car if someone steals it or your stuff if someone breaks in
3. Buy house insurance and car insurance
1. Living independently; self-reliant. I have to schedule my time to pay bills, get groceries, and maintain my vehicle while keeping my job, etc...
2. My apartment, standard of living, my vehicle, and my job.
3. Stay focused, and use my time wisely while not letting my problems affect my work.
1)you are on your own, away from your parents. you have to commute to work. You could get into a car accident. there are multiple things that could happen to you.
2)if anything gets stolen you are liable for those losses.
3)get insurance
1. stuff can get stolen from you, or natural disasters can ruin your objects
2. your personal belongings, or important files
3. get insurance
4.
1. not knowing where to go
2. being late to work
3. Get directions
1.Human risks and also natural risks are now your responsibility.
2. Your job could be one thing yoiu lose and also you could lose your apartment.
3. Mkae sure my job comes first so i can keep it and my house.
1. You have to supply income for yourself to live.
2. If you don't pay your bills then you will be in deep trouble.
3. I would make sure to save money and keep a steady income.
1. The company you work for shutting down, your house being robbed or burning down.
2. A lot of money.
3. To turn everything off when you leave, get security system, and do what you are supposed to do at your job.
1. You now have to do your bills and now have to do everything on your own.
2. Your credit your job and your home.
3. Have a calendar reminder that will help you remember to fulfill all of your responsibilities
1. You have to pay your bills, make sure u have food, and money for gas,and make sure that you do your work so u dont get fired
2. u stand to loose shopping money for yourslef, free time that u might have use to have
3. my risk managment plan is to set up a plan that is good and effective, that will make sure that everything gets done
1. Some of the risks are no to little experience in the work force. And there will be brand new financial responsibilities.
2. You can lose an opportunity to be moved up to another job. Or start of with a lower salary.
3. Prepare by staying organized and on top of things.
1. Getting to work on time, making sure you do all your work, buying food and supplies to live, its a huge responsibility.
2. You could lose your job from these risks.1
3. I would be very responsible and stil do all my work as if i was living with my parents.
1. you have to do your bills and do everything on your own.
2. Your credit your job and your home, and your car, and another personal items
3. Have a calendar reminder that will help you remember to fulfill all of your responsibilities, and your can use your phone
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